Property Investment Options
Each property investor has different needs. Therefore we offer a range of property investment opportunities:
Each property investor has different needs. Therefore we offer a range of property investment opportunities:
What do you hope to achieve with your investment property? Here are some important things to think about:
Investing in an Eden Brae home will make a solid investment strategy for now and into the future. Our exceptionally high construction quality, excellent customer service and award-winning home designs ensure a positive return on your long-term investment. The benefits of investing in a newly-built Eden Brae home:
Property investment is great for retirement investment and Self Managed Super Funds (SMSF) Since the Global Financial Crisis hit in 2009 and global financial markets took a battering, many lost faith in investing too heavily in stocks and shares. This has caused seniors to look to property investment for reliable and less volatile investment returns and therefore the rise of the Self Managed Super Fund (SMSF).
A Self-Managed Super Fund (SMSF) is essentially a trust where investments are managed on behalf of the fund’s members. The ‘members’ can be you, you and your partner, and/or extended family. The fund provides financial benefits to its members on retirement or death.
In the last decade or so, investing in property with a SMSF has become an increasingly popular way to save for retirement mainly because you’re more in control of your money and how you invest it.
Your accountant or financial advisor will provide you with all the advice you need specific to your circumstances. However, we are happy to provide any information they may require in relation to your property investment.
If you’re thinking about buying an investment property with your Self Managed Super Fund (SMSF), you can rest assured that an Eden Brae home will make a solid investment strategy for now and far into the future. Investing your superannuation in property investment (which you run yourself as an SMSF) has proved to deliver significant benefits over investing in a conventional super fund (which is run for you by a financial institution):
*Disclaimer: Our advice is limited specifically to the property itself and does not take into account your specific-financial circumstances. Any such advice should be sought from your accountant or financial advisor.
There are a number of questions that you need to ask before building a brand new home.
Refer to our FAQ's below for some guidance on the most asked questions from clients.
In summary, historical data has shown that property investment has proven to be a more stable and reliable option compared to investing in the stock market. While the stock market carries higher risks, it is more susceptible to economic fluctuations like the Global Financial Crisis in 2009.
On the other hand, property values tend to be more resilient and rarely experience significant declines. Additionally, property investments offer the advantage of a stable cash flow through rental payments.
If you are considering long-term investments, you may also explore the option of investing your superannuation in a Self Managed Super Fund (SMSF) to further explore property investment opportunities. To learn more about property investment and SMSFs, read here.
Negative gearing is a financial strategy commonly employed in real estate investment, where the expenses associated with owning an investment property, such as mortgage interest, maintenance costs, property taxes, and management fees, exceed the rental income generated from the property. This creates a net loss, leading to the term "negative" gearing. The investor typically borrows money through a mortgage to finance the property purchase, and they rely on the property's expected capital growth over time to generate a profit upon selling it. The main advantage of negative gearing lies in the ability to offset the investment losses against other taxable income, resulting in potential tax savings. However, the success of this strategy depends on various factors such as the property's growth potential, rental demand, interest rates, and the investor's financial situation. Seeking advice from financial experts is crucial to fully comprehend the complexities and risks associated with negative gearing as a part of an overall investment plan.
Positive gearing refers to a financial situation in real estate investment where the rental income generated from a property surpasses the costs associated with owning and maintaining it. In simple terms, the property generates a net profit, resulting in a positive return on the investment. This occurs when the rental income exceeds expenses such as mortgage payments, property management fees, maintenance costs, and property taxes. Unlike negative gearing, where the investor faces a net loss and relies on potential tax benefits to offset it, positive gearing offers the investor surplus income. This extra income can be utilized for various purposes, including paying down the mortgage faster, reinvesting in other properties, or supplementing the investor's regular income.
Positive gearing is often considered an attractive situation as it provides immediate cash flow and a consistent income stream from the investment. However, it is important to note that the potential for capital growth in a positively geared property may be lower compared to negatively geared properties, as investors typically seek properties with higher rental yields rather than relying solely on significant future capital appreciation. Ultimately, the choice between positive and negative gearing depends on an investor's financial objectives, risk tolerance, and market conditions.
Co-ownership or joint ownership is a legal arrangement where two or more individuals share ownership rights and responsibilities over a property or asset. Each co-owner has equal or proportionate shares, and there are different forms of co-ownership, such as joint tenancy and tenancy in common. It can be useful for shared investments but a clear and legally binding agreement is essential to avoid disputes. Legal advice is recommended to understand rights and obligations.
Both types of homes would make excellent investment properties since we ensure that all our homes are built to the highest display home standards. Whether you choose a home from our Advantage, Lifestyle or Prestige Series, you can be confident that the property will attract potential tenants or buyers due to its quality, style, and functionality. Each design is carefully crafted to meet the needs of modern living, making them desirable choices in the real estate market. Rest assured that investing in any of our homes will offer a strong foundation for a successful and rewarding investment venture.
When borrowing for an investment property, it's important to be aware that certain lenders may apply a higher interest rate. It's recommended to explore various options and seek the right loan advice to secure the most favourable terms. The loan you can obtain for your investment property will also depend on the amount of equity you currently have in your existing home. To gather more information about the appropriate loan for your needs, don't hesitate to contact us at 1300 645 860 or send us an email enquiry, and one of our team members will be glad to assist you.
Determining the amount you can borrow for your investment property is influenced by factors such as the equity in your current home and other variables. For a precise estimate, we recommend using our property investment calculator or reaching out to us directly at 1300 645 860 or send us an email enquiry.
Our team is here to provide personalized assistance and guide you through the process, ensuring you make an informed decision regarding your property investment. Feel free to get in touch, and we'll be happy to help you with your investment journey.
The laws of property investment in Australia by non-residents or non-Australian citizens are changing all the time. Please read the following information from the Australian Taxation Office for the most up to date information.
When making a property investment, it's essential to consider both the potential for capital growth and the current rental incomes in the area. A property that is likely to appreciate over time can provide a solid return on investment, while a healthy rental income can ensure ongoing cash flow and financial stability.
To make an informed decision, our investment advisors are available to assist you. They can provide valuable insights into rental incomes and property value trends in the areas you're considering. For personalized guidance, feel free to reach out to us at 1300 645 860 or send us an email enquiry, and our team will be delighted to help you with your investment planning. Together, we can find the best property investment strategy tailored to your goals and financial needs.
Building homes in sought-after suburbs across metropolitan Sydney and regional areas, including the NSW Central Coast, Newcastle, Hunter, and Illawarra regions, means that your properties are strategically located in areas with high demand and potential for growth. This offers great opportunities for renters and investors alike to secure properties in desirable locations with access to amenities, infrastructure, and a vibrant community.
The suitability of an Eden Brae home design as an investment property depends on your budget and investment strategy. Fortunately, with a wide range of meticulously crafted home designs, almost any option from Eden Brae can make an excellent investment choice. Whether you're looking for properties that attract strong rental income or ones with potential for capital growth, our diverse portfolio caters to various investment goals.
To explore the perfect investment opportunity that aligns with your preferences and financial objectives, we encourage you to browse our House and Land packages. These packages offer a convenient and comprehensive solution, providing you with a ready-to-invest option in some of the most sought-after areas across Sydney and regional NSW.
Most of our newly built house and land packages are in master-planned greenfields developments, but you may also consider building an investment home as a Knockdown Rebuild project in a more established area.
Using the equity in your existing home allows you to buy an investment property without a separate deposit. Equity is the difference between your home's value and mortgage balance. Accessing this equity through loans or refinancing can be a strategic way to fund your investment. However, consider the risks and seek professional advice before proceeding.
Need an investment property of high quality and value to ensure you get the best financial return for your investment? You’ll discover that Eden Brae’s ex-display homes, and all-inclusive house & land packages make excellent investment opportunities. You may also want to consider Connect Homes - an easy and affordable investment option because they’re homes already in construction at the time of purchase, or close to commencing construction.
Eden Brae Homes offers a great range of design choices so you can tailor your investment and receive the best rental returns. It's all about making your property work hard for you.
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